LoanClear Financed Cars
SafePay Any Private Sale
LoanClear · Escrow for Financed Car Sales

Loan on your car?
Sell it for full price,
same day.

The buyer won’t pay until your loan is cleared. Your bank won’t release until they’re paid. ClearDrive LoanClear breaks the deadlock — loan cleared, fines settled, RTA transfer done. All in one day.

LoanClear is an escrow service for financed car sales — not a car buyer. You’ll need a buyer already lined up. We handle the loan clearance, documents, and payment safely from there.
FSRA regulated escrow
Same day loan clearance
Zero upfront cost
The Deadlock — Before ClearDrive
👤
Seller
Won’t transfer until paid
DEAD
LOCK
👦
Buyer
Won’t pay until loan clears
After ClearDrive LoanClear
👤
Seller
Full price in account
DONE
👦
Buyer
Car transferred, loan-free

ClearDrive Escrow Services

LoanClear
Escrow service for cars with a loan
SafePay
Escrow service for any private car sale
SafePay
ClearDrive SafePay
Private car sales above AED 100,000 are done in cash — but cash carries three real risks. One: fake notes are undetectable at Tasjeel. Two: if you’re caught with counterfeit notes, UAE law makes YOU liable, not the buyer who handed them over. Three: no verification, no paper trail, no legal protection if anything goes wrong. SafePay replaces all of that with verified bank funds in FSRA-regulated escrow. Released only when the car transfers. Zero risk.
  • No loan on the car — any clean private sale
  • Buyer funds protected in FSRA escrow
  • Released only on confirmed RTA transfer
  • No risky cash handovers or wire transfers
  • UAE Pass verified — both parties
  • Simple, fast, fully digital
Fee from sale proceeds
1.5% of sale price
Minimum AED 100,000 transaction.
Get Started →

How It Works

LoanClear
SafePay
1
Open Escrow — enter plate number, bank and loan amount 2 mins
Open the ClearDrive app and select LoanClear. Enter your plate number, finance bank, and approximate loan amount. Your exact net proceeds are calculated instantly.
2
Upload your RTA fines screenshot — AI verified instantly 1 min
Screenshot your fines from the RTA Dubai app and upload it. Our AI reads the screenshot, extracts your exact fines amount and cross-checks your plate. Auto-populated and tamper-proof.
3
Verify your identity via UAE Pass 2 mins
Complete UAE Pass identity verification through TrustIn — FSRA-licensed and ADGM-regulated. Your buyer receives a link and does the same. Both verified before any funds move.
4
Enter vehicle details and your proceeds IBAN 3 mins
Upload your Mulkiya for the VIN, enter the agreed sale price and your bank account for proceeds. Your exact net amount is confirmed before you proceed.
5
Sign your documents on your phone 5 mins
Your transaction agreement and power of attorney are generated automatically. You sign on your phone. Your buyer signs theirs. No printing. No offices. Legally binding.
6
Buyer pays into TrustIn escrow — loan and fines cleared same day Same day
Buyer receives a unique TrustIn escrow IBAN and transfers the full sale price. Funds confirmed. Your bank loan is cleared directly. Traffic fines paid simultaneously. Mortgage lifted same day.
7
Both attend Tasjeel — upload transfer certificate in app
Attend Tasjeel together. RTA transfer completes. Photograph and upload your transfer certificate directly in the ClearDrive app to trigger proceeds release.
8
Net proceeds released to your account — deal complete ✓
TrustIn releases your net proceeds directly to your bank account. Full private sale price. Zero upfront cost. Done.
1
Open Escrow — enter vehicle details and agreed sale price 2 mins
Open the ClearDrive app and select SafePay. Enter your vehicle details and the agreed sale price. Your 1.5% fee and exact net proceeds are shown immediately.
2
Both parties verify identity via UAE Pass 2 mins
Seller and buyer both complete UAE Pass verification through TrustIn. Fully regulated. Takes 2 minutes each on mobile. No anonymous transactions.
3
Sign the SafePay agreement on your phone 2 mins
One agreement. Generated automatically. Both parties sign digitally on their phones. Legally binding. Instant.
4
Buyer transfers full amount to TrustIn escrow IBAN Same day
Buyer receives a unique TrustIn escrow IBAN and transfers the full sale price. Verified bank funds. Confirmed real money. Held securely until the car transfers. You never accept unverified cash.
5
Both attend Tasjeel — upload transfer certificate in app
Both attend Tasjeel together. RTA transfer completes. Upload transfer certificate in the ClearDrive app to trigger release.
6
Proceeds released to your account — deal complete ✓
TrustIn releases your net proceeds immediately on transfer confirmation. Verified funds. Real money. Guaranteed. No cash risk. No legal exposure. Done.

Simple Fees. Nothing Hidden.

All fees deducted from sale proceeds. Nothing upfront. Ever.

LoanClear
Financed Car Sales
Under AED 150,000AED 4,000 flat
AED 150,000 — 300,0003%
AED 300,000 — 500,0002.5%
AED 500,000+2%
Deducted automatically from escrow on deal completion. Zero upfront cost.
SafePay
SafePay — Any Private Sale
Any private sale AED 100,000+1.5%
Example — AED 200,000 carAED 3,000
Example — AED 500,000 carAED 7,500
1.5% deducted from sale proceeds. Minimum AED 100,000. Nothing upfront.

Powered by TrustIn

ClearDrive is built on TrustIn — the UAE’s leading regulated digital escrow platform. Your funds never touch ClearDrive. They go directly into a legally segregated TrustIn escrow account, released only when every condition is met.

Regulated By
FSRA · ADGM
Banking Partner
Emirates NBD
Certified
ISO 27001
License
Category 3C FSP
🏦
Legally Segregated Funds
Your money is held in a dedicated Client Money Account — completely separate from TrustIn’s own funds. Bankruptcy remote.
🔒
Conditions-Based Release
Funds release only when specific conditions are met — loan cleared, fines paid, RTA transfer confirmed. Not before.
Instant IBAN Issuance
Each deal gets its own unique escrow IBAN. Buyer transfers directly to this account. Traceable, auditable, secure.
Escrow Powered By
TrustIn
FSRA
LICENSED
ADGM
REGULATED
Emirates NBD
BANKING PARTNER
ISO 27001
CERTIFIED
TrustIn Featured In
Khaleej Times
·
Gulf News
·
Forbes
·
Zawya

Regulated. Verified. Protected.

🏭
FSRA Regulated Escrow
Funds held by TrustIn Financial Technologies LLC — ADGM regulated and FSRA licensed. The same oversight that governs UAE banks and investment firms.
🛡
UAE Pass Verified
Both buyer and seller verified through UAE Pass KYC before any funds move. Full legal identity confirmed. No anonymous transactions.
Same Day Completion
Loan cleared, fines paid, and RTA transfer initiated on the same day funds hit escrow. No waiting, no delays, no uncertainty.

FAQ

Do I need to have a buyer already lined up for LoanClear?

Yes — ClearDrive LoanClear is an escrow facilitator, not a car buyer. You find your buyer privately (Dubizzle, Facebook, word of mouth) and we handle the loan clearance, paperwork, and safe payment transfer. This means you get full private sale price instead of a dealer lowball offer.

Is my money safe with ClearDrive SafePay?

Yes. Funds are never held by ClearDrive. They go directly to TrustIn Financial Technologies LLC — an ADGM-regulated, FSRA-licensed escrow provider. Funds are only released when the RTA transfer is confirmed. Neither buyer nor seller can access the funds before completion.

Which banks does LoanClear work with?

All UAE banks — Emirates NBD, ADCB, Mashreq, FAB, DIB, Rakbank, Emirates Islamic, and all others. We work with any lender that has a UAE loan on the vehicle.

How long does LoanClear take?

From signing documents to loan cleared is typically the same day. The full process from first WhatsApp to completed RTA transfer is usually 24–48 hours depending on bank processing times and Tasjeel availability.

What is the minimum transaction value for SafePay?

AED 100,000. Below this amount cash handovers at Tasjeel are practical and we’d recommend that route. SafePay is designed for higher-value transactions where both parties want full protection.

Do I need to visit any office or branch?

No. The entire process is handled digitally — UAE Pass verification, document signing, and escrow setup all done on your phone. The only physical step is attending Tasjeel for the RTA ownership transfer, which you would need to do for any car sale anyway.

Who actually holds my money?

TrustIn Financial Technologies LLC — not ClearDrive. TrustIn is licensed by FSRA under the Abu Dhabi Global Market (ADGM) framework and powered by Emirates NBD. Your funds sit in a legally segregated Client Money Account until all conditions are fulfilled.

What if the seller doesn’t show up to Tasjeel after the loan is cleared?

The seller’s net proceeds are held in escrow until the RTA transfer certificate is confirmed. If they don’t attend Tasjeel, they don’t get paid. Additionally, both parties are fully verified via UAE Pass — meaning we have their complete legal identity. A police case can be filed and a travel ban requested within hours if needed.

Can a third party pay off my car loan?

Yes. UAE banks accept third party settlement payments — this is how manager’s cheques already work in private car sales today. TrustIn sends a direct bank transfer to your bank’s settlement IBAN with your loan reference. The bank processes it and releases the mortgage.

Why not just accept cash for my car sale?

Cash is common in UAE private car sales but carries serious hidden risk on high-value transactions. There is no note verification machine at Tasjeel. If you unknowingly accept counterfeit notes, UAE law treats the person in possession as criminally liable — not the buyer who gave them to you. The buyer is gone. You’re holding fake currency. You face investigation, arrest, fines, and potential deportation as an expat. SafePay eliminates this entirely. Buyer transfers verified bank funds into FSRA-regulated escrow before you attend Tasjeel. You receive confirmed, real money — with a full digital audit trail. No risk. No exposure.

What documents do I need?

For LoanClear: your Emirates ID, vehicle Mulkiya, loan account number, and a settlement letter from your bank. For SafePay: your Emirates ID and vehicle details. Everything is signed digitally on your phone — no printing, no office visits.

Ready to get started?

Open your escrow now and follow the steps. Done in minutes.